TERMS OF SERVICE

Last Updated: September 3, 2026

Welcome to Ms Cat Consulting LLC.

These Terms of Service (“Terms”) govern your access to and use of connectwithmscat.com, our websites, forms, webinars, programs, communities, digital products, consulting services, coaching services, publishing-related services, text messaging programs, and other products or services offered by Ms Cat Consulting LLC (“Company,” “we,” “us,” or “our”).

By accessing our website, registering for an event, purchasing a product or service, joining a program or community, submitting a form, or otherwise using our services, you agree to these Terms.

If you do not agree with these Terms, please do not use our website or services.

1. ELIGIBILITY

You must be at least 18 years old to purchase our products or services, participate in our paid programs, or enter into an agreement with Ms Cat Consulting LLC.

By using our services, you represent that you have the legal capacity to enter into a binding agreement.

2. SERVICES

Ms Cat Consulting LLC provides business education, consulting, coaching, training, digital resources, community memberships, webinars, workshops, publishing education and support, business development resources, and related services.

Specific products, programs, deliverables, timelines, access periods, features, and pricing may vary and will be described on the applicable sales page, checkout page, proposal, invoice, registration page, or written agreement.

We reserve the right to modify, improve, replace, suspend, or discontinue any portion of our services when reasonably necessary.

3. EDUCATIONAL PURPOSES AND NO GUARANTEE OF RESULTS

Our programs, trainings, consultations, resources, webinars, templates, and other materials are provided for educational and informational purposes.

Ms Cat Consulting LLC does not guarantee any specific financial, business, funding, credit, publishing, sales, marketing, revenue, profit, or other result.

This includes, but is not limited to, guarantees concerning:

  • Business funding or financing approvals
  • Particular funding amounts
  • Credit score increases
  • Removal of specific credit items
  • Revenue or profit
  • Customer acquisition
  • Book sales
  • Bestseller status
  • Publishing success
  • Business growth
  • Approval by banks, lenders, credit issuers, publishers, platforms, or other third parties

Your results depend on numerous factors outside our control, including your own actions, financial circumstances, credit profile, business structure, consistency, market conditions, third-party decisions, and implementation.

Testimonials, examples, case studies, or statements regarding the experiences of past or current clients are not guarantees that you will achieve the same results.

4. NOT LEGAL, TAX, ACCOUNTING, INVESTMENT, OR FINANCIAL ADVICE

Nothing provided through Ms Cat Consulting LLC should be interpreted as individualized legal, tax, accounting, investment, lending, or other regulated professional advice unless expressly provided by an appropriately licensed professional acting in that capacity.

You are responsible for consulting with your own attorney, accountant, tax professional, financial professional, or other qualified adviser when appropriate.

5. PAYMENTS

Prices are displayed at the time of purchase or communicated before services are ordered.

By completing a purchase, you authorize Ms Cat Consulting LLC and its payment processors to charge the payment method you provide for all amounts associated with your order.

You are responsible for ensuring that your billing and payment information is accurate and current.

6. ALL SALES ARE FINAL

All sales are final.

Except where otherwise required by applicable law or expressly stated in writing by Ms Cat Consulting LLC, payments are nonrefundable.

This policy applies to, where applicable:

  • Consulting services
  • Coaching programs
  • Courses
  • Workshops
  • Webinars
  • Digital products
  • Downloads
  • Templates
  • Community memberships
  • Publishing-related services
  • Bootcamps
  • Business services
  • Event registrations
  • Deposits
  • Installment payments
  • Other paid programs and services

Your failure to attend, participate, complete assignments, use available resources, access program materials, or implement information provided does not create a right to a refund.

7. PAYMENT PLANS AND INSTALLMENTS

If you select a payment plan, installment agreement, or other payment arrangement offered directly by Ms Cat Consulting LLC, you remain responsible for the entire amount agreed upon, even if you later decide not to participate, stop using the service, or are removed for violating these Terms.

A payment plan is a payment arrangement and does not convert the purchase into a month-to-month service unless expressly stated otherwise.

We may suspend access to programs, services, communities, or digital materials if scheduled payments become overdue.

Where permitted by law, unpaid balances may remain due after access is suspended or terminated.

8. THIRD-PARTY PAYMENT PROVIDERS

We may make payment options available through third-party providers such as Klarna, Afterpay, Stripe, PayPal, or other financing or payment services.

Any financing, installment, payment, refund, dispute, credit approval, or account terms offered by a third-party provider are also governed by that provider's terms.

Ms Cat Consulting LLC does not control approval decisions made by third-party financing companies.

9. RECURRING SUBSCRIPTIONS

Certain services may be offered as recurring subscriptions or memberships.

When applicable, the checkout page or order form will disclose the billing frequency and applicable price.

Unless otherwise stated, recurring services continue until canceled according to the cancellation instructions associated with that particular product or membership.

Cancellation stops future eligible renewal charges but does not create a refund for previous charges.

10. CHARGEBACKS AND PAYMENT DISPUTES

If you have a concern about a payment, please contact us at [email protected] so we have an opportunity to address the matter.

Filing a chargeback does not automatically eliminate an otherwise valid contractual payment obligation.

We reserve the right to provide relevant transaction records, agreements, login records, attendance records, delivery documentation, communications, IP records, and other evidence to payment processors or financial institutions when responding to a payment dispute.

Fraudulent or abusive chargebacks may result in immediate suspension or termination of access to our products and services.

11. INTELLECTUAL PROPERTY

Unless otherwise stated, all content created or provided by Ms Cat Consulting LLC is owned by or licensed to Ms Cat Consulting LLC and is protected by applicable intellectual property laws.

This includes, without limitation:

  • Training materials
  • Videos
  • Webinar recordings
  • Presentations
  • Workbooks
  • Worksheets
  • Templates
  • Frameworks
  • Course materials
  • Graphics
  • Written content
  • Downloads
  • Checklists
  • Systems
  • Processes
  • Program materials
  • Branding
  • Website content

Purchasing access gives you a limited, revocable, non-exclusive, non-transferable license to use the materials for your own personal or internal business purposes.

Unless we provide written permission, you may not:

  • Copy or reproduce our materials for distribution
  • Sell or resell our materials
  • Share paid access with another person
  • Upload materials to public websites or file-sharing platforms
  • Republish our materials
  • Teach or distribute our proprietary curriculum as your own
  • Remove copyright, branding, or ownership notices
  • Create competing products substantially derived from our proprietary materials
  • Record or redistribute paid sessions without authorization

Your purchase does not transfer ownership of our intellectual property to you.

12. USER-GENERATED CONTENT

If you submit testimonials, comments, reviews, questions, photographs, recordings, or other content to us, you represent that you have the right to provide that content.

We will not use your likeness or testimonial for promotional purposes in a manner requiring additional authorization where such authorization has not been obtained.

Any separate media release, testimonial release, or promotional permission provided by you will govern our use of that material.

13. PROGRAM AND COMMUNITY CONDUCT

We are committed to maintaining professional and productive environments.

We may suspend or remove a participant who engages in conduct including:

  • Harassment
  • Threats
  • Discrimination
  • Abusive conduct
  • Disruptive behavior
  • Unauthorized solicitation
  • Sharing paid materials or login credentials
  • Copyright infringement
  • Fraud
  • Chargeback abuse
  • Impersonation
  • Violating community rules
  • Interfering with another participant's experience
  • Misusing confidential information belonging to another participant

Removal for violation of these Terms does not automatically entitle the participant to a refund.

14. CONFIDENTIALITY OF OTHER PARTICIPANTS

Our programs may include group coaching, communities, workshops, meetings, or discussions where participants voluntarily share information about themselves or their businesses.

You agree to respect the privacy of other participants and not record, reproduce, publish, distribute, or publicly disclose another participant's confidential or sensitive information without permission.

15. DIGITAL PRODUCTS AND ACCESS

Digital products may be subject to specific access periods, download limits, or delivery conditions disclosed at purchase.

You are responsible for downloading or accessing materials during the period in which they are made available.

We are not required to provide indefinite access to digital materials unless lifetime or ongoing access is expressly included in your purchase.

16. THIRD-PARTY SERVICES AND PLATFORMS

Our services may rely upon third-party platforms such as Zoom, payment processors, website hosts, social media services, CRM systems, publishing platforms, financial institutions, email providers, telecommunications providers, or other vendors.

We are not responsible for the acts, omissions, outages, policies, approval decisions, account suspensions, technical issues, or service interruptions of independent third parties.

Links to third-party websites are provided for convenience and do not necessarily constitute an endorsement.

17. SMS AND TEXT MESSAGE TERMS

When you separately and affirmatively consent to receive SMS or MMS messages from Ms Cat Consulting LLC, you authorize us to send messages to the mobile number you provide.

Depending upon the consent you provide, messages may include:

  • Registration confirmations
  • Appointment reminders
  • Webinar reminders
  • Event notifications
  • Program updates
  • Customer service communications
  • Account or service-related notifications
  • Promotional messages
  • Marketing messages
  • Offers
  • Announcements

Transactional Messages

If you consent to transactional or informational SMS messages, you may receive messages relating to services, events, registrations, appointments, programs, or other interactions you have with Ms Cat Consulting LLC.

Marketing Messages

If you separately consent to promotional or marketing SMS messages, you may receive marketing communications, invitations, offers, announcements, or promotional information from Ms Cat Consulting LLC.

Consent Is Optional

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

Providing a phone number by itself does not automatically constitute consent to receive marketing text messages.

Message Frequency

Message frequency varies depending on your interactions with Ms Cat Consulting LLC and the programs, events, services, or communications for which you have opted in.

Message and Data Rates

Message and data rates may apply according to your wireless carrier and mobile service plan.

Opting Out

You may opt out of SMS communications at any time by replying STOP.

After opting out, you may receive a final confirmation message acknowledging your request.

Help

For assistance, reply HELP.

You may also contact us at [email protected].

Mobile Carrier Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

SMS delivery may be affected by circumstances outside our control, including carrier availability, network conditions, device settings, and telecommunications provider policies.

18. SMS PRIVACY

Mobile information and SMS consent information are handled in accordance with our Privacy Policy.

SMS consent and phone numbers collected for SMS communication purposes will not be shared with third parties or affiliates for their own marketing purposes.

Information may be disclosed to service providers or technology vendors when reasonably necessary to operate our messaging services, process communications, maintain systems, comply with law, prevent fraud, or provide services requested by you.

Your SMS consent is specific to Ms Cat Consulting LLC and does not authorize unrelated third parties to market to you.

19. EMAIL COMMUNICATIONS

If you subscribe to our email list, register for an event, request information, or purchase a service, you may receive operational or marketing emails consistent with your interaction and applicable law.

Marketing emails will include an available method to unsubscribe.

Certain transactional or service-related emails may still be sent when necessary to fulfill a purchase, provide requested information, communicate about an active program, or administer your account.

20. WEBSITE USE

You agree not to use our website or services to:

  • Violate any law
  • Attempt unauthorized access to our systems
  • Introduce malicious software
  • Scrape or harvest information without authorization
  • Interfere with website functionality
  • Impersonate another person
  • Commit fraud
  • Infringe intellectual property rights
  • Circumvent access controls
  • Engage in activities that could harm Ms Cat Consulting LLC or other users

21. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by law, our website, materials, and services are provided on an “as is” and “as available” basis.

We do not warrant that the website or services will always be uninterrupted, error-free, secure, or available at a particular time.

We do not guarantee that information provided through our services will produce a particular result.

22. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Ms Cat Consulting LLC and its owners, officers, employees, contractors, agents, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of or inability to use our website, programs, products, or services.

Where permitted by law, our total liability for a claim related to a particular paid product or service will not exceed the amount you actually paid to Ms Cat Consulting LLC for the product or service giving rise to that claim.

Nothing in these Terms excludes liability that cannot legally be excluded.

23. INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold harmless Ms Cat Consulting LLC and its owners, employees, contractors, agents, and affiliates from claims, liabilities, damages, costs, and reasonable expenses resulting from your unlawful conduct, misuse of our services, infringement of third-party rights, or material violation of these Terms.

24. DISPUTE RESOLUTION AND BINDING ARBITRATION

Before initiating a formal legal proceeding, you agree to first contact Ms Cat Consulting LLC at [email protected] and make a good-faith attempt to resolve the dispute informally.

If the dispute cannot be resolved informally, then, to the extent permitted by applicable law, disputes arising out of or relating to these Terms, your purchase, or your use of our services will be resolved through binding individual arbitration rather than a lawsuit in court.

The arbitration will take place in Texas unless the parties mutually agree otherwise or applicable law requires another location or method.

Each party is responsible for its own attorneys' fees and costs unless applicable law, the arbitration rules, or the arbitrator determines otherwise.

Nothing in this provision prevents either party from bringing an eligible claim in small claims court.

Either party may also seek appropriate injunctive relief concerning misuse or infringement of intellectual property.

25. CLASS ACTION WAIVER

To the fullest extent permitted by law, disputes must be brought on an individual basis.

You and Ms Cat Consulting LLC agree not to participate as a plaintiff, claimant, or class member in any purported class action, collective action, consolidated action, or representative proceeding against the other.

26. GOVERNING LAW

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where federal law or another applicable law requires otherwise.

27. TERMINATION OF ACCESS

We may suspend or terminate access to our website, programs, communities, materials, or services when we reasonably determine that a user has violated these Terms, failed to make required payments, misused our intellectual property, engaged in fraud, threatened others, or materially disrupted our services.

Termination does not eliminate payment obligations that accrued before termination or obligations that by their nature survive termination.

28. FORCE MAJEURE

Ms Cat Consulting LLC will not be responsible for delays or failures caused by circumstances reasonably beyond our control, including severe weather, natural disasters, government actions, internet or telecommunications outages, platform failures, labor disruptions, emergencies, illness, acts of war, civil unrest, or similar events.

When reasonably possible, we will make appropriate efforts to reschedule or otherwise address affected services.

29. CHANGES TO THESE TERMS

We may update these Terms periodically.

When material changes are made, the revised version will be posted on our website with an updated “Last Updated” date.

Your continued use of our website or services after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.

30. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect.

The invalid or unenforceable provision will be interpreted or modified to the minimum extent necessary to make it enforceable where permitted by law.

31. ENTIRE AGREEMENT

These Terms, together with any applicable order form, checkout terms, program agreement, Privacy Policy, refund policy, or other written agreement between you and Ms Cat Consulting LLC, constitute the agreement governing the applicable services.

Where a separately signed written agreement directly conflicts with these general Terms, the signed agreement will control with respect to that specific transaction.

32. CONTACT US

Questions about these Terms may be sent to:

Ms Cat Consulting LLC
Website: connectwithmscat.com
Email: [email protected]